Dealing with a disability can be overwhelming on so many levels. It can limit your capabilities, hinder your livelihood, and alter the course of your life. The Social Security Administration (SSA) has a program that helps those with disabilities cope, called Social Security Disability Insurance (SSDI). But exactly who is eligible for SSDI can be confusing. In this blog, we will discuss how you can determine your eligibility for SSDI as a Florida resident.

1. Check if You Meet the SSA’s Definition of Disability

The SSA provides a specific definition of “disability.” Disability, according to them, includes a physical or mental condition(s) that must prevent you from engaging in certain substantial gainful activity (SGA) and must last or is expected to last for at least 12 months or result in death. Therefore, if you find yourself unable to maintain substantial earnings due to a physical or mental health condition, you could qualify for SSDI. 

2. Check Your Earnings History 

To be eligible for SSDI, you need a work history with sufficient earnings and Social Security credits. The amount of Social Security credits you earn depends on how much taxable work you perform within the calendar year. Typically, if you worked for at least ten years and earned enough credits, you satisfy the requirement of sufficient earnings. If not, the SSDI process can be more complex and may require additional work.

3. Speak to a Social Security Attorney

Navigating the SSDI application process can be complicated and grueling. As a result, you should reach out to a social security attorney if you believe you qualify for SSDI benefits. They will walk you through the application, provide necessary documentation, and ensure you meet all the requirements. 

4. Submit Evidence of Your Disability

When submitting your SSDI application, it’s crucial to provide substantial evidence of your disability. Many cases steer clear of an approval because there is a lack of documentation. You’ll need to provide ample medical proof of your illness or ailment, proof of your earnings history, and the necessary documents according to the SSA guidelines. 

5. Work Closely with Your Social Security Attorney.

It’s best to work with an attorney who’s well-versed on social security disability cases, particularly if you’re not sure if you qualify for SSDI benefits. They can evaluate your case and provide pre-filing assistance in preparing documentation and strengthening your case. Your legal advocate will also stand by you as you move through appeals, which is not uncommon, should your claim be initially denied. 

Being eligible for SSDI is contingent on whether you meet the SSA’s definition of disability, your earned Social Security credits, and providing adequate evidence of your disability. It’s recommended that you consult with a social security attorney to ensure that you meet all the criteria and receive the benefits you're entitled to. Don't let the complexity of the SSDI process dissuade you from acquiring the peace of mind that SSDI offers. With an experienced attorney, you'll be able to navigate the process quickly and efficiently, and make well-informed decisions for your future.